Beat Collection Agencies at their own game

When they call you do not have to talk to them. As a matter of fact if you tell a collection agency not to call anymore they have to honor that request. There is a law called the Fair Debt Collection Practices Act that makes them stop calling if you tell them to.

Also do not give them your credit card this may add to bad credit woes. There is a solution to dealing with them. Some of the thing that you need to do is request validation from collection agencies.  This usually stops them in their tracks.  As they don’t have the required information to back up that you even own the money.  I don’t recommend not paying just debts.  I just have a problem dealing with collection agencies.  I do not like a collection agency business model.  They rely on intimidation and scare tactics.  Most people do not willing wind in collections.  If you are in a situation dealing with abusive collection agencies be sure you take the right steps with them

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